Partnering for
Scale and
Sustainability

Growth in agriculture demands more than capital. It needs collaboration.

Our partnerships combine financial strength with field expertise, helping enterprises scale sustainably and build trust across the value chain.

Strategic Partnerships

Any enterprise with a sound business model and disciplined operations faces a key question: how to reach its full potential with limited capital and market support?

At Samunnati, we address this as growth partners, not just financiers.

Through our trade and finance expertise, we design partnership models that address real challenges and fuel scale. Instead of traditional interest-bearing loans, these partnerships often employ the highly customised solutions aligning with their cash flows for growth and stability.

Combining capital with value chain expertise, we enable enterprises to grow sustainably while aligning our success with theirs.

Tolling Partnership

Working Capital
Without the Wait

Supplier
Samunnati (Upfront Payment)
Buyer
Payment Realization

Food processors and manufacturers often face the same bottleneck — cash flow stuck between raw material procurement and buyer payments. Samunnati’s Tolling Partnership unlocks growth by stepping in at both ends of your supply chain.

We pay your suppliers upfront, so you capture cash discounts while securing timely procurement. Once you process, we buy your finished goods immediately, while your buyers still get the credit terms they prefer.

Higher capacity utilization and uninterrupted production

Better margins through upfront cash discounts

Faster cash flow cycles and improved liquidity

No debt. No delays. Just partnership aligned with business performance

Channel Partnership Solutions

Expanding Reach,
Empowering Clients

Scale in agri-finance comes from strong networks. Through our Channel Partnership model, we connect agri-enterprises and MSMEs to the right capital via a network of anchors, agents, aggregators, and technology enablers.

Seamless access to formal finance through BC and co-lending frameworks

Last-mile delivery through trusted ecosystem partners

Tailored credit solutions for farmers, FPOs, and MSMEs

By strengthening ecosystem partnerships, we unlock wider credit access, empower MSMEs, and drive inclusive growth across agri-value chains.

Value Chain Solutions

Deep Expertise.
Sustainable Growth.

Every crop value chain is unique — shaped by production cycles, farming practices, demand patterns, market dynamics, and policy environment. At Samunnati, we’re building end-to-end expertise in select value chains to deliver tailored interventions beyond finance.

As true partners, we minimize risks at every node — from production to aggregation to market access — ensuring resilience for all stakeholders.

Customised solutions designed for each value chain’s realities

Risk mitigation strategies that safeguard returns across cycles

Higher-than-average outcomes, driven by deeper expertise and stronger partnerships

Partnership Meets Performance

By embedding ourselves in the ecosystem, Samunnati ensures that we and our partners gain expertise while achieving sustainable, superior returns compared to traditional market solutions.

Currently, Samunnati is actively engaged in the coffee, soybean, and tea value chains, creating replicable models that strengthen both partner growth and ecosystem impact.